Verizon Visa Card review: A good cash-back solution for Verizon users

Verizon Visa Card overviewThe Verizon Visa is a no-annual-fee card that offers up to 4 % back on purchases. Although the welcome bonus is n’t particularly profitable, Verizon customers who have the cards can access discounts on autopay, which might make the cards a good fit, especially for people with multiple lines of credit. Card Rating*: ⭐⭐ ½*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer. The Verizon Visa Card may be an exception for some people because many credit cards associated with store brands do n’t offer a great value proposition. The card is non-annual and offers users up to 4 % back on purchases. Most importantly, you may be eligible for discounts of up to$ 10 per line on your account just by signing up for paperless billing and autopay. When my wife and I switched from AT& We were aware that this cards would protect us$ 240 annually just by using it to give our mobile costs when T to Verizon a few years ago. My wife has since added the card to her bag, which she has been using to pay our monthly bills there. You’ll probably have a score of at least 700 to be approved for the Verizon card, which usually requires a good or outstanding credit report. The Verizon Visa Card information is as follows: All you need to know. The Points Guy has individually gathered the data for the Verizon Visa Card. The card lender has no reviewed or provided the card information on this site. Connected: Store vs. cash-back record cards: Which one should I get? No annual fee No potential savings on your monthly phone bill No phone security Fixed-value benefits Benefits largely limited to the Verizon Visa Card welcome offerNo one can receive a$ 150 speech record after making a purchase within the first 90 days. This is noted as a “limited-time sell” on the card’s site, though no ending date is provided. You can check if you prequalify using this link to see if you are eligible for the card even though you must be the operator or an official manager on a Verizon wireless account. THE Factors GUY$ 150 is good, but it’s not as wonderful as some welcome offers on TPG’s preferred cash-back credit cards. For example, the Wells Fargo Active Cash® Card ( see rates and fees ) offers a$ 200 cash rewards bonus after spending$ 500 in purchases in the first three months. Be sure to look up the figures and verify that you are not doing much with a unique cash-back card as a result. Connected: How to choose a cash-back record cardVerizon Visa Card benefitsDespite not having an annual fee, the Verizon Visa card offers some significant advantages. My family was inspired to apply for the card after receiving regular discounts on a few cell phone plans to use the Verizon Visa Card to start using paperless billing. This posts as a$ 10 discount for every eligible line on your account, and it applies to both the current slate of Verizon plans as well as those no longer offered to new customers :Current eligible plans: Unlimited Ultimate, Unlimited Plus or Unlimited Welcome planOld eligible plans ( no longer available ): 5G Get More, 5G Do More ( our plan ), 5G Play More, 5G Start, Welcome Unlimited, One Unlimited for iPhone, Get More Unlimited, Do More Unlimited, Play More Unlimited, and Just KidsTo enjoy this discount, simply enable paper-free billing and set up autopay with your Verizon Visa Card. After enrollment, you’ll see the$ 10 monthly discount per line beginning your next billing cycle (up to 12 lines max, depending on the plan ). VERIZON. Please take note that you can access this discount by signing up for autopay with a debit card or bank account, but you wo n’t receive rewards for your purchases. Additionally, you cannot change your payment method to the Verizon cards and receive another$ 10 cheap per range if you already receive the discount. The Verizon Visa even offers interest-free funding for eligible supplement purchases. You can pay off those purchases with 12 equal monthly payments without interest when you use your Verizon Visa to spend at least$ 100 using at least$ 100 online or at Verizon-operated stores in one transaction. If you’re shopping for a lot of new gadgets at once, perhaps for your household members ahead of the holidays, this might be a good choice. ZBYNEK POSPISIL/GETTY IMAGESIn improvement, customers receive two complimentary TravelPass time per calendar year, a$ 20 price. Each one is valid for a 24-hour time and enables you to use your common language, speak, and data income when traveling to more than 200 locations (view full details at this website ). Our plan now includes one per month on each collection, but the additional two give us more freedom when traveling overseas. Lastly, the Verizon card may be issued as both a regular Visa or Visa Signature cards, depending on your skills. If you’re approved for the Visa Signature, that’ll access more benefits— including some newer benefits added in 2022. Earning and redeeming rewards on the Verizon Visa CardThe Verizon Visa Card earns rewards at the following rates :4 % on grocery store and gas purchases3 % on dining purchases, including takeout2 % on Verizon purchases1 % everywhere else. These rewards are earned as Verizon Dollars, which can be put toward your telephone bill, used for equipment, or even redeemed for traveling. GETTY IMAGES and Hero IMAGES You can get those benefits through your website Verizon wireless bill or by downloading the mobile app for the Verizon Visa Card. Additionally, you may enable auto-redeem, which will immediately apply any benefits you have available to your Verizon account each month ( or a certain number of benefits you have designated ). Although my wife did n’t apply for the card specifically because of these rates, it’s nice to have at least some monthly rewards on our balance. However, we usually use different cards for our foods, fuel and dining purchases. What accounts compete with the Visa from Verizon? There are n’t many cards that rival the Verizon Visa Card in terms of benefits that are specific to Verizon. However, if you’re looking to save money or unlock additional perks on your cellphone bill, there are a handful of other great options :If you want more valuable rewards: Go for a card like the Ink Business Preferred ® Credit Card. To earn three Chase Ultimate Rewards points for every dollar spent ( on up to$ 150,000 in annual purchases ), wireless phone services are included in the categories listed above. The card also features a large sign-up prize, though it does pay a$ 95 monthly charge. If you want to protect your phone from theft or destruction, choose a passport that includes coverage for it when you charge your mobile bill to it. It might make sense to give this peace of mind a regular autopay discount. The Chase Freedom FlexSM or the Capital One Venture X Rewards Credit Card are two of the best choices available right now. Check out our guide to credit cards with smartphone shelter for more details. Be sure to link an ready cards to your Verizon account in order to get that policy. How do I file a claim for cell phone plan with Ink Business Preferred? Is the Verizon Visa Card value it? Like most credit cards, the value of the Verizon Visa Card depends on your personal circumstances. For my household, it made sense. We do n’t have a history of phone accidents, so phone protection has never been a big deal to us. Additionally, it was too tempting to pass up the opportunity to return a minimum of$ 240 annually to our bank accounts via the card’s autopay discount. On the other hand, some of you may want to have insurance against damage or to receive more cash for your regular cellular bills. And ( of course ) this card only makes sense if you’re a Verizon customer. To make the most of your payments, consider one of the other cards above if you’re not already one. Bottom line: Although it’s not the best option for everyone, the Verizon Visa Card may be a good cash-back card option for Verizon users. If you already have a Verizon wireless consideration, check the statistics to see if you qualify for any of the cardholder’s autopay discounts and other benefits. If not, you might want to look into using a basic rewards credit card to make the most of your monthly phone bill. For Capital One items listed on this site, allot of the above benefits are provided by Visa® or Mastercard® and may fluctuate by solution. As conditions and exclusions apply, refer to the individual Guide to Rewards for more details.